The need for long term care
And the average age of those claimants is 54, according to the Unum study.
These are just a few of the conditions that can occur at any age and prompt the need for long term care insurance:
- heart disease
- brain trauma
according to Georgetown University
The costs of care
A growing number of employers offer a long term care benefit employees can purchase based on their own needs. The younger you are when you buy the insurance, the lower the price will be.